Originally Posted by
fromdownunder
So, let's take a look at one example. You are responsible for your own lifestyle, are young, fit and well. You are doing your usual afternoon jog, when a driver loses control of his car, runs you over, and turns you into a quadriplegic.
You require medical care for the rest of your life. Under the USA system, who pays for the initial and on-going medical costs?
For the sake of this, I am assuming that the driver of the car has not got any money, so a law suit is useless.
Norm
The auto insurance of the driver, primarily. A catastrophic health insurance policy, could also pick up those costs. What you have described is an extremely rare occurance, at least as compared to the more common scenario: you eat a high-sugar, high-calorie diet that contains few fruits and veggies and lots of processed food and red meat. You inevitably develop health issues as a result. Who should bear the financial responsibility of your health care?