No one is saying advertising doesn't work-but again, where is personal responsibility here? If you can't afford something, you shouldn't buy it.
And the reason I brought up the iphone is because it's something people keep replacing before they actually need to. It's the epitome of excess. And in a thread where we are discussing people living paycheck-to-paycheck, this is a very relevant example. So....rich people should give their money away because people just have to put that new phone on a 24 month payment plan? We aren't talking about putting food on the table here.