View Single Post
Old 3rd November 2019, 12:30 PM   #103
Penultimate Amazing
Join Date: Dec 2006
Location: US of A
Posts: 13,428
Originally Posted by xjx388 View Post
And that’s what I think insurance should be like: coverage for when things go bad. I wouldn’t eliminate health insurance, I would simply change it back to what it’s supposed to be. I wouldn’t eliminate social safety nets, either.

And what what does that even mean? What do you think it's supposed to be? And when was that? Government employees, employees of large businesses and union members have mostly been covered by comprehensive group health insurance since the 1950s. Universal coverage would extend to all Americans what most already take for granted. You would end that? Everybody gets limited, catastrophic coverage and pays for everything else out-of-pocket -- or not at all? What is your actual plan?

President Harry S. Truman proposed a system of public health insurance in his November 19, 1945, address. He envisioned a national system that would be open to all Americans, but would remain optional. Participants would pay monthly fees into the plan, which would cover the cost of any and all medical expenses that arose in a time of need. The government would pay for the cost of services rendered by any doctor who chose to join the program. In addition, the insurance plan would give cash to the policy holder to replace wages lost because of illness or injury. The proposal was quite popular with the public, but it was fiercely opposed by the Chamber of Commerce, the American Hospital Association, and the AMA, which denounced it as "socialism".[26]

Foreseeing a long and costly political battle, many labor unions chose to campaign for employer-sponsored coverage, which they saw as a less desirable but more achievable goal, and as coverage expanded the national insurance system lost political momentum and ultimately failed to pass. Using health care and other fringe benefits to attract the best employees, private sector, white-collar employers nationwide expanded the U.S. health care system. Public sector employers followed suit in an effort to compete. Between 1940 and 1960, the total number of people enrolled in health insurance plans grew seven-fold, from 20,662,000 to 142,334,000,[27] and by 1958, 75% of Americans had some form of health coverage.[28]

Universal coverage has been on the table since the end of WWII. Maybe it's time to take the leap.
Bob001 is offline   Quote this post in a PM   Nominate this post for this month's language award Copy a direct link to this post Reply With Quote Back to Top