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Old 4th December 2019, 12:50 PM   #641
3point14
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Originally Posted by xjx388 View Post
With all the insurance schemes or what have you -social programs, free healthcare, etc- there are still poor people in the UK who can’t even afford electricity? Homelessness is one thing if that’s what you are talking about. But I put homelessness in a separate category -that is a catastrophic form of poverty brought on by mental illness, drug abuse, etc and has its own unique set of problems and potential solutions from what we are discussing here. I don’t think a UBI is going to help them much. Doesn’t the UK have a stipend for unemployed people already?
Yup.

This is four or five years old:


https://www.theguardian.com/commenti...nment-policies

"The coroner said that when David Clapson died he had no food in his stomach. Clapson’s benefits had been stopped as a result of missing one meeting at the jobcentre. He was diabetic, and without the £71.70 a week from his jobseeker’s allowance he couldn’t afford to eat or put credit on his electricity card to keep the fridge where he kept his insulin working. Three weeks later Clapson died from diabetic ketoacidosis, caused by a severe lack of insulin. A pile of CVs was found next to his body."
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Old 4th December 2019, 06:29 PM   #642
arthwollipot
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Originally Posted by 3point14 View Post
Yup.

This is four or five years old:


https://www.theguardian.com/commenti...nment-policies

"The coroner said that when David Clapson died he had no food in his stomach. Clapson’s benefits had been stopped as a result of missing one meeting at the jobcentre. He was diabetic, and without the £71.70 a week from his jobseeker’s allowance he couldn’t afford to eat or put credit on his electricity card to keep the fridge where he kept his insulin working. Three weeks later Clapson died from diabetic ketoacidosis, caused by a severe lack of insulin. A pile of CVs was found next to his body."
Tragic, and completely preventable.
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Old 4th December 2019, 07:12 PM   #643
Roboramma
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Originally Posted by MinnesotaBrant View Post
And in the Philippines a useless ultrasound costs 300.
Really? I had an ultrasound here recently and I don't even remember what it cost.

Quote:
I am guessing that China might be a place that does not nickel and dime everyone causing everything to go up. Also saw crappy clothes being sold for a price there.
"There" being the Philippines? I think clothing here is extremely inexpensive compared to elsewhere, particularly if you shop on Taobao.

Quote:
Also many people have made the point that it’s not the same everywhere but fail to understand that you can’t immigrate if you poor
But that wasn't anyone's point. NT made the point that people in China are able save in spite of having a much lower income than people in the US, which suggests that people in the US should be able to save as well if they were to live a similar lifestyle to those in China. Kellyb countered by making the point that interpret as saying that the cost of living in China is much lower, so in spite of a lower income level it's actually easier to save here.

I don't actually think that's true, I think there are cultural differences, that I've seen in people who I know, that lead to the savings.
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Old Yesterday, 08:07 PM   #644
NewtonTrino
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Originally Posted by Blue Mountain View Post
I'm going to do something a bit out of character here, and jump in with a defense of NewtonTrino. His claim, which I will accept at face value simply because it's plausible, is he arrived as an immigrant to the USA with very few assets. Did he even have a job when he arrived, or did he have to find one? Provided what he's been telling us is true, he managed to work his way up from having almost nothing to running a successful business. If car in the avatar is his and he purchased it from the proceeds of the business, then he has done very well for himself.

Having said that, his mistake is believing anyone can do this. Running a business can be a hit or miss thing, depending on the nature of the business. A friend of mine ran a successful sporting goods firm here in town, but had to shut down when the bank called a loan. Another business I know of went down because two very large chain stores selling similar stuff at a much lower price entered the local market. I know of more than one company that failed to come back after a fire.

I call this the "fallacy of the expert," where a person with expertise in one area simply assumes everyone else can and should acquire that expertise. I'm sort of like that. I've been a computer professional for over thirty years. Every week I hear of people who have suffered a significant data loss because they failed to back up their systems. I really have to check myself from saying, "What the hell were they thinking? Why didn't they back up their data?" The answer is because as a computer professional, for me backups are a priority and I've invested time doing them for my systems. Not everyone has the required knowledge or skills to do it.
I call this the genius entrepreneur meme. Basically the idea that only geniuses can be successful. Making money and running a company is a skill like any other, so there is definitely a range.

And yes I did arrive here with a suitcase as a young man and have worked my way up. I did have a couple of people that wanted to work with me at the time. I learned a lot working for other smart people over the years but am not the type to work for others for too long.

That car isn't mine btw, the one I have is a much nicer 812 superfast
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Old Yesterday, 08:11 PM   #645
NewtonTrino
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Originally Posted by Roboramma View Post
But that wasn't anyone's point. NT made the point that people in China are able save in spite of having a much lower income than people in the US, which suggests that people in the US should be able to save as well if they were to live a similar lifestyle to those in China. Kellyb countered by making the point that interpret as saying that the cost of living in China is much lower, so in spite of a lower income level it's actually easier to save here.

I don't actually think that's true, I think there are cultural differences, that I've seen in people who I know, that lead to the savings.
Basically cultures have a safety vs security slider that is reflected in saving rates. At least that's the simplistic explanation. Savings aren't correlated with income, they are correlated with other things. If you can't save on your income then you have too much lifestyle, but it's kind of accepted in the US to just live off of credit cards and/or home equity loans. Not a good idea btw.
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