Well, let's just play with some numbers for a minute, for amusement.
Say for argument's sake that one in a hundred actually had water.
Which makes a stupid argument. Hydrogen is the most common element in the universe, and oxygen is the third most common. Consequently water is
the most common chemical compound. If a planet is at the right distance from its sun to have liquid water at all, it almost certainly will have liquid water.
One in a hundred of those had a large and close moon to keep the climate stable.
Jury is still out on how important large and close moon is. Mars does not have one, yet its climate does not vary wildly. From what I read in
Icarus without Moon, Earth's axial tilt would vary from 0 to almost 90 degrees --
on the timescale of tens of millions of years. Plenty of time for life to adapt.
One in a hundred of those had massive planets "outside" them to mop-up incoming asteroids and the like with their gravity.
Considering the number of giant planets already known, you are just being a troll.
One in a hundred of those had an atmosphere.
Why would it NOT have an atmosphere if it is large enough to hold onto it? Once again, look at most common elements. Hydrogen, oxygen, carbon and nitrogen are all there. At the very least a planet will have a CO2 atmosphere.
And one in a hundred of those had an ozone layer and a magnetic core to protect any occupants from solar wind.
Granted, a planet will not have ozone layer until it has free oxygen, which means photosynthesis, which means already fairly advanced life. So here you have a point.
How many would that leave habitable by us?
.01 x .01 x .01 x .01 x .01 x 8.8 billion = .88 of a planet, or, say, just Earth.
Mike
Sorry, but your calculation is junk.